Variable recurring payment (VRP) is the latest development in UK Open Banking. It offers an innovative way to initiate ...
One of the most remarkable things about payments right now is how easy they are to miss. Not that long ago, moving ...
Money is on the move. Transactions that once took days now happen in seconds as new technology kickstarts ...
This thought leadership piece looks at Instant Payments in the Middle East – how this innovative trend being ...
Our latest Payments Pulse study is full of many fascinating insights. One of the most interesting details from this ...
Life in the Middle Ages in Europe was hard. The majority of people’s time was spent on the basics: hauling water from ...
Digital technologies have conditioned us to crave immediacy. We get packages delivered in an hour. We binge-watch ...
Instant, on-the-go services have become part of daily life for consumers around the globe. It is now possible to ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
There’s a buzz in the payments industry following Apple’s announcement that it will enable “tap on phone” on its devices. Let’s take a closer look at this opportunity and why everyone is talking about...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
