Banks currently dominate the provision of treasury services for businesses in the United States, but they are beginning ...
As promised in our last post, today we are diving deeply into why a technology integration strategy is a critical ...
For the past five years, banks have transformed by, in part, focusing on bank-to-bank mergers. However, the surge in ...
“Learn from the mistakes of others. You can never live long enough to make them all yourself.” – Groucho Marx ...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the ...
In my previous blog post in this series on the journey to cloud, I examined how to lay the organisational foundations ...
In my last post, I shared the two emerging business models that are powered by Open Banking: banking as a platform and ...
For leading incumbent banks, Open Banking is not just a regulatory imperative. It’s a new revenue opportunity and ...
We all know the industry is rapidly moving to digital. Evidence from our banking market research—and echoed by the ...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
Early trials with generative AI show that the tangle of legacy code that hinders every aspect of the transformation of banks’ core products and services could be quickly and effectively resolved. By ...
Spring is a time when most people, bankers included, take a fresh look at the challenges they face and tackle them with renewed vigor. Commercial banking should be on this year’s spring-cleaning list....
With 2023 in the rearview mirror, we can look back on the year with 20/20 clarity. This year saw banks confronting multiple risks, some foreseeable and others less so. If the year has taught us anythi...
It’s an open secret in payments that the commercial client experience is often second-class, far surpassed in both innovation and investment by consumer offerings. For years this disparity didn’t reac...
The advantages of cloud technologies are widely recognized, offering enhanced productivity, agility, resilience, and innovation. Despite these benefits, the Financial Services industry lags behind oth...
As you start strategic planning this August, consider this: automated, data-driven lending is no longer a future vision—it’s happening now. In our Commercial Banking Top Trends for 2024, we spot...
We’re all still trying to get our heads around the big question confronting all commercial bankers right now: how and where will generative AI have the greatest impact? In our recent analysis of the t...
Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and don’t want to pay for what they don’t use. Companies, in turn, are looking to bette...
Following the release of our new report, “The age of AI: Banking’s new reality”, I sat down with my team to discuss how generative AI is reshaping the banking industry. It sparked an interesting...
