Banks currently dominate the provision of treasury services for businesses in the United States, but they are beginning ...
As promised in our last post, today we are diving deeply into why a technology integration strategy is a critical ...
For the past five years, banks have transformed by, in part, focusing on bank-to-bank mergers. However, the surge in ...
“Learn from the mistakes of others. You can never live long enough to make them all yourself.” – Groucho Marx ...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the ...
In my previous blog post in this series on the journey to cloud, I examined how to lay the organisational foundations ...
In my last post, I shared the two emerging business models that are powered by Open Banking: banking as a platform and ...
For leading incumbent banks, Open Banking is not just a regulatory imperative. It’s a new revenue opportunity and ...
We all know the industry is rapidly moving to digital. Evidence from our banking market research—and echoed by the ...
The advantages of cloud technologies are widely recognized, offering enhanced productivity, agility, resilience, and innovation. Despite these benefits, the Financial Services industry lags behind oth...
The financial services sector, like many industries, is undergoing a transformation to drive new revenue streams and profitability. This shift is fueled by evolved and new business models based on adv...
Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and don’t want to pay for what they don’t use. Companies, in turn, are looking to bette...
If it wasn’t already apparent, the sudden emergence of generative AI has certainly confirmed it: the ability to quickly respond to new challenges and opportunities is a critical attribute of any...
As you start strategic planning this August, consider this: automated, data-driven lending is no longer a future vision—it’s happening now. In our Commercial Banking Top Trends for 2024, we spot...
Despite significant investments in cybersecurity, customers lack trust in the banking system’s ability to protect their data. "Trust is the bedrock of business. It transforms transactions into relatio...
We’re all still trying to get our heads around the big question confronting all commercial bankers right now: how and where will generative AI have the greatest impact? In our recent analysis of the t...
Following the release of our new report, “The age of AI: Banking’s new reality”, I sat down with my team to discuss how generative AI is reshaping the banking industry. It sparked an interesting...
For decades, commercial cards have provided card issuers with high fee income and strong P&Ls. The market is growing and evolving, with virtual cards as the primary driver. Virtual cards, which of...
Ella Fitzgerald was one of the first, in the ‘30s, to have a hit with the song ‘Ain’t What You Do, It’s the Way That You Do It’. The fact that legions of musicians have and continue to record it tells...
