Banking in the metaverse: The next frontier
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
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Payments Navigator
Open Banking
Cloud Migration
Banking Trends
Digital Banking
Future of Payments
Regional Banks
Consortium Model
Latest Fintech blogs
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4 powerful payments insights from recent fintech news
“Learn from the mistakes of others. You can never live long enough to make them all yourself.” – Groucho Marx ...
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Can banks grab the buy now, pay later opportunity?
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the ...
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Innovation with techquisition: Getting it right
The fintech revolution is here: Over $34 billion of venture-capital funding went to fintechs in the second quarter of ...
974 Views
Are you ready for the Open Finance wave?
For many years, banks have been digitising their existing products and channels to make it easier for customers to do ...
1402 Views
What’s next after 10 years of banking disruption?
After a decade of disruption, what has changed for commercial banks? The digital economy has taken off around much of ...
1242 Views
New document AI helps mortgage lenders work smarter and faster
In the mortgage industry, early adopters of document automation technologies were underwhelmed with the results of ...
1240 Views
Scaling the Cloud through a Well-Designed COE
In my previous post in this ongoing series of blogs on the journey to cloud, I looked at how your organisation can ...
1157 Views
Key considerations when architecting and enabling your cloud platform
In my previous blog post in this series on the journey to cloud, I examined how to lay the organisational foundations ...
815 Views
Restructure to Survive: How to turn around the weakest banks
This series of blogs looks at the future of banking in Growth Markets in a post-COVID-19 world. It’s time to turn to ...
1709 Views
Financial Services firms turn to data ethics to manage digital risks
In 2019, the California-based lender loanDepot made headlines when it managed to offer an end-to-end digital mortgage ...
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Embedded finance for SMEs: Banks and digital platforms
Embedded finance on digital platforms integrates banking services into SMEs’ workflow. Find out how this creates risks and opportunities for banks.
Key trends shaping the future of payments
In a post-COVID world we have seen dramatic changes in the way customers pay, from the further shift towards a cashless society to a digital revolution in e-commerce payments. As we look forward, we s...
Rise of the “super-app”: Opportunity or threat?
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) have multiplied exponentially and become part of everyday life for most people. But...
The ultimate guide to banking in the metaverse
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
Setting the stage for the best banking innovations of 2021
The Efma-Accenture Banking Innovation Awards have been a catalyst for innovation in banking since their inception in 2013. Since then, I look forward to them every year as the industry rewards and cel...
Hit or miss? Our Top 10 Banking Trends, reviewed
Every January since 2018, our annual “Top 10 Banking Trends” report has attempted to cut through the noise and reveal the real forces shaping the industry’s future. On top of the bold predictions and ...
Banking’s digital shift: Decision time for payments players
The pace of change in payments right now might seem overwhelming. The pandemic has supercharged the trend towards contactless, online and instant payments. Contactless payments, for instance, grew 150...
It’s back to the future for payments
This blog is based on my keynote presentation at the 2021 Payments Canada SUMMIT Payments leaders probably feel like they are living in the future right now. The pandemic changed the industry forever....
How the pandemic accelerated digital payments innovation
The COVID-19 pandemic has pushed digital payments into a new era as businesses around the world were forced to switch quickly from in-store to online. As more and more consumers started to shop online...
Growth in digital payments: A cross-industry view
Digital payments are gaining popularity as cash usage declines around the world. While card payments still dominate in countries where they have a large incumbent advantage, digital products like paym...
