Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and ...
In February 2023, the UK government released a consultation on draft legislation for Buy-Now Pay-Later (BNPL) services, ...
There’s a lot of buzz about next-gen payments rails globally, but where does North America stand when it comes to ...
It’s been a busy conference season, and one of my highlights was attending Sibos in Amsterdam, where more than 10,000 ...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The ...
There’s no denying that the fintech space is a major source of disruptive new ideas in payments. It’s why we keep a ...
The shift to digital services has accelerated since 2020, improving the potential of Open Banking payments to become a ...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We ...
Sustained disruption is reshaping the payments industry. Developments like new technologies, shifting consumer ...
Variable recurring payment (VRP) is the latest development in UK Open Banking. It offers an innovative way to initiate ...
The advantages of cloud technologies are widely recognized, offering enhanced productivity, agility, resilience, and innovation. Despite these benefits, the Financial Services industry lags behind oth...
The financial services sector, like many industries, is undergoing a transformation to drive new revenue streams and profitability. This shift is fueled by evolved and new business models based on adv...
If it wasn’t already apparent, the sudden emergence of generative AI has certainly confirmed it: the ability to quickly respond to new challenges and opportunities is a critical attribute of any...
As you start strategic planning this August, consider this: automated, data-driven lending is no longer a future vision—it’s happening now. In our Commercial Banking Top Trends for 2024, we spot...
Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and don’t want to pay for what they don’t use. Companies, in turn, are looking to bette...
Despite significant investments in cybersecurity, customers lack trust in the banking system’s ability to protect their data. "Trust is the bedrock of business. It transforms transactions into relatio...
Following the release of our new report, “The age of AI: Banking’s new reality”, I sat down with my team to discuss how generative AI is reshaping the banking industry. It sparked an interesting...
For decades, commercial cards have provided card issuers with high fee income and strong P&Ls. The market is growing and evolving, with virtual cards as the primary driver. Virtual cards, which of...
The use of AI in the payments industry is not a new phenomenon. In fact, Accenture’s recent Payments Technology Reinvention Study shows that leading banks are already investing significantly in AI and...
Ella Fitzgerald was one of the first, in the ‘30s, to have a hit with the song ‘Ain’t What You Do, It’s the Way That You Do It’. The fact that legions of musicians have and continue to record it tells...
