Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and ...
In February 2023, the UK government released a consultation on draft legislation for Buy-Now Pay-Later (BNPL) services, ...
There’s a lot of buzz about next-gen payments rails globally, but where does North America stand when it comes to ...
It’s been a busy conference season, and one of my highlights was attending Sibos in Amsterdam, where more than 10,000 ...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The ...
There’s no denying that the fintech space is a major source of disruptive new ideas in payments. It’s why we keep a ...
The shift to digital services has accelerated since 2020, improving the potential of Open Banking payments to become a ...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We ...
Sustained disruption is reshaping the payments industry. Developments like new technologies, shifting consumer ...
Variable recurring payment (VRP) is the latest development in UK Open Banking. It offers an innovative way to initiate ...
Early trials with generative AI show that the tangle of legacy code that hinders every aspect of the transformation of banks’ core products and services could be quickly and effectively resolved. By ...
Spring is a time when most people, bankers included, take a fresh look at the challenges they face and tackle them with renewed vigor. Commercial banking should be on this year’s spring-cleaning list....
The advantages of cloud technologies are widely recognized, offering enhanced productivity, agility, resilience, and innovation. Despite these benefits, the Financial Services industry lags behind oth...
As you start strategic planning this August, consider this: automated, data-driven lending is no longer a future vision—it’s happening now. In our Commercial Banking Top Trends for 2024, we spot...
If it wasn’t already apparent, the sudden emergence of generative AI has certainly confirmed it: the ability to quickly respond to new challenges and opportunities is a critical attribute of any...
Interest rates and inflation are on everyone’s minds. Cost-conscious customers want to see value for their money and don’t want to pay for what they don’t use. Companies, in turn, are looking to bette...
We’re all still trying to get our heads around the big question confronting all commercial bankers right now: how and where will generative AI have the greatest impact? In our recent analysis of the t...
Following the release of our new report, “The age of AI: Banking’s new reality”, I sat down with my team to discuss how generative AI is reshaping the banking industry. It sparked an interesting...
The financial services sector, like many industries, is undergoing a transformation to drive new revenue streams and profitability. This shift is fueled by evolved and new business models based on adv...
For decades, commercial cards have provided card issuers with high fee income and strong P&Ls. The market is growing and evolving, with virtual cards as the primary driver. Virtual cards, which of...
