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Let’s start with the elephant in the room. Yes, mortgage rates are at a 14-year high and volume is off by more than ...
Everyone seems to be climbing aboard the buy now, pay later (BNPL) bandwagon, as I discussed in my last blog, Can banks ...
For the past five years, banks have transformed by, in part, focusing on bank-to-bank mergers. However, the surge in ...
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often ...
The big players in commercial banking are making major investments in technology to quickly ramp up their digital ...
The move to digital has dominated the conversation about commercial banking in recent years. That conversation is far ...
It’s important but not critical. That’s been the dominant narrative around sustainability. Until now, that is. There ...
Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
Most of the time, major moments of change only become obvious in retrospect. But the COVID-19 pandemic has been a ...
The small-and medium-sized enterprises (SMEs) landscape has been significantly altered over the last two years. Many ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
There’s a buzz in the payments industry following Apple’s announcement that it will enable “tap on phone” on its devices. Let’s take a closer look at this opportunity and why everyone is talking about...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
