Commercial banking top trends in 2023
The world of commercial banking faces uncertainty today. As a result, it is difficult to make confident decisions about the medium-to-long term. However, Accenture believes commercial banks have an op...
Banking Trends
Payments
Real-Time Payments
APIs
Payments Infrastructure
Value-Added Services
interbank payments
Top Trends in Banking
Payments Trends
Payments
Real-Time Payments
APIs
Payments Infrastructure
Value-Added Services
interbank payments
Top Trends in Banking
Payments Trends
Latest Payments Predictions blogs
3232 Views
Why payments will be forced to innovate in 2022
Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
7565 Views
Instant Payments: Changing the Middle East payments landscape
This thought leadership piece looks at Instant Payments in the Middle East – how this innovative trend being ...
1725 Views
How card giants are breaking new ground in payments
The previous five posts in this series looked at some truly exciting and important trends that are shaping the payments ...
6428 Views
Value-added services are coming to payments
In the first post in this series, we looked at some of the developments driving change in payments right now: new ...
1998 Views
For payments, real-time will soon be the new normal
Our latest Payments Pulse study is full of many fascinating insights. One of the most interesting details from this ...
5824 Views
How Open Banking is catalyzing payments change
Since the adoption of PSD2 by the European Parliament in 2015, there’s been growing momentum behind Open Banking. This ...
View our latest insights
Fueling payments growth with new value propositions
New Accenture research highlights how payments leaders outgrow the competition in the face of disruption and evolving customer needs.
Back to the future of payments
Disruption and opportunity in digital payments
Breaking barriers: Exploring how banks scale generative AI for growth
Disclaimer: ChatGPT did not write our post, but we did ask it for title suggestions and picked our favorite one. Thanks, generative AI! We’re at an inflection point. Every day, we see how artificial i...
The ultimate guide to product innovation in banking
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
5 ways ISO 20022 could rewrite the future of payments
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
Big banks need to embrace embedded finance – and fast
A recent Accenture survey found that embedded finance offerings to small and medium-sized enterprises could increase global bank revenues by as much as US$92 billion by 2025. Embedded finance offers b...
Our top 10 cloud transformation lessons for banks in 2022
As Yogi Berra once famously said, there is no difference, in theory, between theory and practice— but in practice, there is. That’s certainly true for tech transformation projects at banks. Most ban...
Why banks should look beyond advice for growth
Banks face a trust paradox. While customers trust banks with their money, only 19% of them say they are interested in receiving advice from a bank. And the more digital banks become, the less connecte...
Four strategies for consumer payments growth in 2023
The COVID-19 pandemic increased the tempo of change in consumer behaviors and expectations. Payments, characteristically, is at the forefront of the change. In “Payments Gets Personal—Strategies to St...
BNPL: Strategies for banks to get it right
As consumers experience economic turbulence due to inflation and rising interest rates, they want to be able to pay anywhere, anytime, anyhow. For banks to stay ahead of an increasingly complex paymen...
Commercial banks must now focus on fundamentals
Having pulled through the Covid pandemic, the unravelling of international supply chains and a global energy crunch, commercial banks must now grapple with a spike in interest rates and the collapse o...
