A recent Accenture survey found that embedded finance offerings to small and medium-sized enterprises could increase ...
Central bank digital currency (CBDC) has met with sustained skepticism, in particular from certain financial ...
Every bank of every size in every market will soon be forced to make a high-stakes decision: What should we do about ...
It’s an exciting time to be in payments—new technologies and business models are opening up more opportunities and ...
Anyone in the world of payments knows SWIFT—the Society for Worldwide Interbank Financial Telecommunication—because ...
Most payments leaders who participated in our Growth in Payments research think digital payments could overtake plastic ...
In payments, so much is changing so fast that sometimes it’s hard for banks to know where to start. Moving payments ...
Few industries have faced more disruption over the past two years than travel. Ever-changing pandemic travel ...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the ...
There’s a buzz in the payments industry following Apple’s announcement that it will enable “tap on phone” on its ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
The world of commercial banking faces uncertainty today. As a result, it is difficult to make confident decisions about the medium-to-long term. However, Accenture believes commercial banks have an op...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
It’s fantastic that banks are taking the lead in the fight against climate change. Over 50 banks from across the world have pledged to reach net-zero carbon emissions by 2050. And many more are set to...
