Tom is a Managing Director within the UK/I Banking Business Strategy practice. He joined Accenture as a graduate and has since worked on a range of projects, including growth strategy, operating model, business model optimisation, regulatory response and change management. Tom has a long standing client relationship with Lloyds Banking Group where he has worked across Retail, Group HR and most recently within the Commercial Bank. Tom is also a subject matter expert on Banking Reform in the UK (including Ring-fencing).