The payments industry has undergone unprecedented transformation in recent times given the global pandemic, ...
It’s an exciting time to be in payments—new technologies and business models are opening up more opportunities and ...
Cyber-attacks are becoming more sophisticated all the time, and financial institutions are under enormous pressure to ...
A year or so ago, I wrote that moving to cloud was non-negotiable for middle market banks. My reasoning? Cloud enables ...
I’ve asked Michael Monday to co-author this blog post on ransomware. He specializes in cybersecurity in financial ...
In 2019, the California-based lender loanDepot made headlines when it managed to offer an end-to-end digital mortgage ...
In leading our Banking practice in the UK and Ireland, I’ve become well acquainted with the risks that keep bank CEOs ...
Occasionally, I’ll tap into the insights of my Accenture colleagues to enrich the perspectives I share in this blog. I ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
The world of commercial banking faces uncertainty today. As a result, it is difficult to make confident decisions about the medium-to-long term. However, Accenture believes commercial banks have an op...
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
It’s fantastic that banks are taking the lead in the fight against climate change. Over 50 banks from across the world have pledged to reach net-zero carbon emissions by 2050. And many more are set to...
