Commercial banking top trends in 2023
The world of commercial banking faces uncertainty today. As a result, it is difficult to make confident decisions about the medium-to-long term. However, Accenture believes commercial banks have an op...
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Latest Open Banking blogs
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EU future-proofs its payments and Open Banking ecosystem with PSD3
PSD2 helped drive electronic payment and data-sharing volumes while enhancing security. So why is the EU proposing to ...
1319 Views
How can banks lead the pack in open finance growth?
With Open Banking evolving into Open Finance around the world, it has been difficult to gather the necessary data to ...
1826 Views
How to get it right: Open Banking payment errors
The shift to digital services has accelerated since 2020, improving the potential of Open Banking payments to become a ...
2510 Views
Will UK expand Open Banking payments using new VRP?
Variable recurring payment (VRP) is the latest development in UK Open Banking. It offers an innovative way to initiate ...
2209 Views
Four ways Canadian banks can prep for Open Banking
The Open Banking wave is picking up speed in Canada. The Advisory Committee on Open Banking, in its final report, said ...
1806 Views
How convergence is fueling growth in payments
One of the most remarkable things about payments right now is how easy they are to miss. Not that long ago, moving ...
16619 Views
Rise of the “super-app”: Opportunity or threat?
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) ...
5230 Views
Unlock the promise of Open Banking market infrastructure
Open Banking allows customers to share access to their banking data with trusted third parties, which then provide the ...
3180 Views
Four actions for banks to prepare for the Open Banking wave
Compared with challenger banks, some traditional banks have been slow to adopt Open Banking. This is perplexing, given ...
2543 Views
As Open Banking gathers momentum, smart banks get ready
Today’s steady flow of customer data enables banks, non-banks and fintechs to take advantage of ecosystems and ...
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Ready to catch the Open Banking wave?
As open banking apps, initiatives and APIs gather momentum, a new Accenture report details how banks can lead in the open data economy.
Fueling payments growth with new value propositions
Breaking barriers: Exploring how banks scale generative AI for growth
Disclaimer: ChatGPT did not write our post, but we did ask it for title suggestions and picked our favorite one. Thanks, generative AI! We’re at an inflection point. Every day, we see how artificial i...
The ultimate guide to product innovation in banking
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
3 Ways Generative AI Will Transform Banking
One year after ChatGPT’s public launch, generative AI is probably still the hottest topic in the world of business—and with good reason. Research suggests gen AI could add almost $7 trillion to global...
BNPL: Strategies for banks to get it right
As consumers experience economic turbulence due to inflation and rising interest rates, they want to be able to pay anywhere, anytime, anyhow. For banks to stay ahead of an increasingly complex paymen...
Four strategies for consumer payments growth in 2023
The COVID-19 pandemic increased the tempo of change in consumer behaviors and expectations. Payments, characteristically, is at the forefront of the change. In “Payments Gets Personal—Strategies to St...
Checking in on the Banking Top 10 Trends for 2023
We’re a little over halfway through 2023, but it feels like we’ve already seen more than a year’s worth of major banking news since January. With all due respect to the impact of generative AI—which w...
Commercial banks must now focus on fundamentals
Having pulled through the Covid pandemic, the unravelling of international supply chains and a global energy crunch, commercial banks must now grapple with a spike in interest rates and the collapse o...
Unleashing the power of Gen AI in Specialty Finance
Generative AI: what’s in it for me? Everyone, including auto and equipment finance providers, wants to know. The way I see it, it’s a technology that will have far-reaching impacts on the lending and ...
5 ways to reignite customer relationships for growth
Banking has been blasted by the winds of change in 2023. If you think we’re not in Kansas anymore, you’re not alone. The industry right now has a surprising amount in common with some of the most icon...
