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The shift to digital services has accelerated since 2020, improving the potential of Open Banking payments to become a ...
Variable recurring payment (VRP) is the latest development in UK Open Banking. It offers an innovative way to initiate ...
The Open Banking wave is picking up speed in Canada. The Advisory Committee on Open Banking, in its final report, said ...
One of the most remarkable things about payments right now is how easy they are to miss. Not that long ago, moving ...
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) ...
For many years, banks have been digitising their existing products and channels to make it easier for customers to do ...
Open Banking allows customers to share access to their banking data with trusted third parties, which then provide the ...
Compared with challenger banks, some traditional banks have been slow to adopt Open Banking. This is perplexing, given ...
Today’s steady flow of customer data enables banks, non-banks and fintechs to take advantage of ecosystems and ...
As the way we exchange value changes, taxation faces a pivotal moment. Historically speaking, taxes have been taxing. ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
There’s a buzz in the payments industry following Apple’s announcement that it will enable “tap on phone” on its devices. Let’s take a closer look at this opportunity and why everyone is talking about...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
