The ultimate guide to banking in the cloud
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Open Banking
Digital Banking
Future of Banking
APIs
Customer Experience
Specialty Finance
Ecosystems
Auto Finance
Fintech
Digital Banking
Future of Banking
APIs
Customer Experience
Specialty Finance
Ecosystems
Auto Finance
Fintech
Latest Banking Business Models blogs
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Banks can use new business models to boost profit
My first two posts in this series discussed digital banking’s moving goalposts and how the fragmentation and ...
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Bold banks can grow by shattering the value chain
There are times when you have to break something apart in order to make it better. For banks, it’s time to break down ...
3037 Views
Growth beyond digital banking: A new day dawns
It's time to stop talking about digital banking as though it’s an end game. Today’s digitalization is just the first ...
15349 Views
Rise of the “super-app”: Opportunity or threat?
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) ...
1854 Views
Choose your own adventure: A digital lending story
As a child of the ’80s, I loved the “choose your own adventure” books. The idea that, as a child, I could control the ...
2772 Views
For success, neobanks need to know their “why”
If you believe the hype, neobanks are disrupting every corner of the financial services market. The biggest players are ...
2101 Views
Auto financiers: What does your future look like?
It feels like the end of the year is approaching at breakneck speed. Here in Chicago, Illinois, the days are getting ...
1204 Views
How equipment finance can take advantage of servitization
In the past two weeks, I’ve had the opportunity to go to two college football games, FSU vs. Syracuse and Wisconsin vs. ...
5643 Views
A how-to guide for monetizing Open Banking
In my last post, I shared the two emerging business models that are powered by Open Banking: banking as a platform and ...
7199 Views
Two business models for monetizing Open Banking
In my first post, I talked about how it was time for banks to start looking beyond compliance in Open Banking and to ...
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The future of banking: Time to rethink business models
We outline new banking business models that enable banks to reconfigure themselves to keep pace with disruption.
Commercial banking top trends in 2023
The world of commercial banking faces uncertainty today. As a result, it is difficult to make confident decisions about the medium-to-long term. However, Accenture believes commercial banks have an op...
5 ways ISO 20022 could rewrite the future of payments
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
The ultimate guide to product innovation in banking
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
Why money in the metaverse is a huge opportunity for banks
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
How banks can enter the metaverse with purpose
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
Six steps to help banks reach net-zero
It’s fantastic that banks are taking the lead in the fight against climate change. Over 50 banks from across the world have pledged to reach net-zero carbon emissions by 2050. And many more are set to...
How banks can thrive in the face of rising interest rates
Bankers must be weary of all the talk about disruption; in the past 15 years they’ve had to survive both the economic and reputational fall-out of the Great Recession, digitize their business and star...
Banking on brand purpose: Three ways to unlock ROI
Great brands aim to make an impact on the world. They use purpose to drive action. And according to a recent Accenture Song study on North American banking customers, “brand purpose” is no longer a ni...
The three key areas of fintech acquisition success
For the past five years, banks have transformed by, in part, focusing on bank-to-bank mergers. However, the surge in banking M&A will shift from traditional acquisitions as banks clamor for disrup...
