Banking in the metaverse: The next frontier
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
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Digital Banking
Future of Banking
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Auto Finance
Digital Banking
Future of Banking
APIs
Customer Experience
Specialty Finance
Ecosystems
Payments Navigator
Auto Finance
Latest Banking Business Models blogs
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Banks can use new business models to boost profit
My first two posts in this series discussed digital banking’s moving goalposts and how the fragmentation and ...
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Bold banks can grow by shattering the value chain
There are times when you have to break something apart in order to make it better. For banks, it’s time to break down ...
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Growth beyond digital banking: A new day dawns
It's time to stop talking about digital banking as though it’s an end game. Today’s digitalization is just the first ...
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Rise of the “super-app”: Opportunity or threat?
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) ...
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Choose your own adventure: A digital lending story
As a child of the ’80s, I loved the “choose your own adventure” books. The idea that, as a child, I could control the ...
1900 Views
For success, neobanks need to know their “why”
If you believe the hype, neobanks are disrupting every corner of the financial services market. The biggest players are ...
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Auto financiers: What does your future look like?
It feels like the end of the year is approaching at breakneck speed. Here in Chicago, Illinois, the days are getting ...
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How equipment finance can take advantage of servitization
In the past two weeks, I’ve had the opportunity to go to two college football games, FSU vs. Syracuse and Wisconsin vs. ...
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A how-to guide for monetizing Open Banking
In my last post, I shared the two emerging business models that are powered by Open Banking: banking as a platform and ...
5169 Views
Two business models for monetizing Open Banking
In my first post, I talked about how it was time for banks to start looking beyond compliance in Open Banking and to ...
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The future of banking: Time to rethink business models
We outline new banking business models that enable banks to reconfigure themselves to keep pace with disruption.
The ultimate guide to banking in the metaverse
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
Rise of the “super-app”: Opportunity or threat?
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) have multiplied exponentially and become part of everyday life for most people. But...
Key trends shaping the future of payments
In a post-COVID world we have seen dramatic changes in the way customers pay, from the further shift towards a cashless society to a digital revolution in e-commerce payments. As we look forward, we s...
Hit or miss? Our Top 10 Banking Trends, reviewed
Every January since 2018, our annual “Top 10 Banking Trends” report has attempted to cut through the noise and reveal the real forces shaping the industry’s future. On top of the bold predictions and ...
Banking’s digital shift: Decision time for payments players
The pace of change in payments right now might seem overwhelming. The pandemic has supercharged the trend towards contactless, online and instant payments. Contactless payments, for instance, grew 150...
Growth in digital payments: A cross-industry view
Digital payments are gaining popularity as cash usage declines around the world. While card payments still dominate in countries where they have a large incumbent advantage, digital products like paym...
It’s back to the future for payments
This blog is based on my keynote presentation at the 2021 Payments Canada SUMMIT Payments leaders probably feel like they are living in the future right now. The pandemic changed the industry forever....
The next big payments disruptors may surprise you
At the recent Money 20/20 conference, I spoke with The Fintech Times about which potential disruptors banks and payments players are most concerned about. Accenture surveyed over 200 payments executiv...
Unlock the promise of Open Banking market infrastructure
Open Banking allows customers to share access to their banking data with trusted third parties, which then provide the customer with a better banking experience. Its adoption has been uneven around th...
