The Open Banking wave is picking up speed in Canada. The Advisory Committee on Open Banking, in its final report, said ...
Open Banking allows customers to share access to their banking data with trusted third parties, which then provide the ...
In our last post, we shared the two emerging business models that are powered by Open Banking application programming ...
In our last post, we talked about how it was time for banks to start looking beyond compliance in Open Banking, or as ...
For leading incumbent banks, Open Banking or, as it is enacted in Australia, the Consumer Data Right (CDR), is not just ...
As I illustrated in my last post, there are already plenty of examples of open data innovations being used to help with ...
In my last post, I talked about why open data has a pivotal role to play in the unprecedented times COVID-19 has ...
The recent months of the escalating COVID-19 pandemic have involved a huge amount of disruption for everyone—in all ...
Banks occupy a privileged and trusted position. Social media companies may have insight into what is attracting our ...
Today, the vast majority in the industry have heard the term Open Banking, but what does it really mean? The answer ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been...
Back in 2009, Apple coined the catchy phrase, “there’s an app for that.” Since then, apps (single-use apps, that is) have multiplied exponentially and become part of everyday life for most people. But...
In a post-COVID world we have seen dramatic changes in the way customers pay, from the further shift towards a cashless society to a digital revolution in e-commerce payments. As we look forward, we s...
Digital payments are gaining popularity as cash usage declines around the world. While card payments still dominate in countries where they have a large incumbent advantage, digital products like paym...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
The pace of change in payments right now might seem overwhelming. The pandemic has supercharged the trend towards contactless, online and instant payments. Contactless payments, for instance, grew 150...
At the recent Money 20/20 conference, I spoke with The Fintech Times about which potential disruptors banks and payments players are most concerned about. Accenture surveyed over 200 payments executiv...
Every January since 2018, our annual “Top 10 Banking Trends” report has attempted to cut through the noise and reveal the real forces shaping the industry’s future. On top of the bold predictions and ...
Most of the time, major moments of change only become obvious in retrospect. But the COVID-19 pandemic has been a watershed moment for banking visible in real-time. Each new day in 2022 takes us furth...
