Ciarán Byrne is an Executive Director and Global Head of Clearing Transformation within J.P. Morgan Payments. In this role Ciarán is responsible for the execution of key strategic initiatives that evolve the Global Clearing product offering, future proof the business, and lay the foundation for long-term growth. Ciarán holds overall responsibility for the Global Implementation of ISO 20022 and through this program he manages a large group of global stakeholders across all areas of the Bank to drive towards this goal.