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As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic ...
It's time to stop talking about digital banking as though it’s an end game. Today’s digitalization is just the first ...
As a child of the ’80s, I loved the “choose your own adventure” books. The idea that, as a child, I could control the ...
After a decade of disruption, what has changed for commercial banks? The digital economy has taken off around much of ...
In early 2020, when the COVID-19 pandemic shut down many everyday services, people discovered new ways of doing ...
In this series we’ve looked at a range of important subjects for banks looking to grow and gain competitive advantage ...
The spike in demand for digital banking experiences caused by the COVID-19 pandemic has already reshaped the global ...
We all know the industry is rapidly moving to digital. Evidence from our banking market research—and echoed by the ...
Disclaimer: ChatGPT did not write our post, but we did ask it for title suggestions and picked our favorite one. Thanks, generative AI! We’re at an inflection point. Every day, we see how artificial i...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
One year after ChatGPT’s public launch, generative AI is probably still the hottest topic in the world of business—and with good reason. Research suggests gen AI could add almost $7 trillion to global...
We’re a little over halfway through 2023, but it feels like we’ve already seen more than a year’s worth of major banking news since January. With all due respect to the impact of generative AI—which w...
How loyal are your customers? And do they feel truly rewarded for their ongoing relationship with your bank? According to recent Accenture research, banking customers view loyalty as a two-way street:...
Generative AI: what’s in it for me? Everyone, including auto and equipment finance providers, wants to know. The way I see it, it’s a technology that will have far-reaching impacts on the lending and ...
The years-long ISO 20022 journey has achieved a major milestone this year: it is now being used for cross-border payments. The new standard successfully launched globally in March 2023 with SWIFT CBPR...
PSD2 helped drive electronic payment and data-sharing volumes while enhancing security. So why is the EU proposing to enhance it with the new Payment Services Directive 3 (PSD3) and Payment Services ...
Banks and other incumbent payment players face an intriguing paradox right now. They must innovate to stay relevant, but their discretionary budgets for innovation are limited. They must find a way to...
Technical debt is a well-known issue in the software world, but it is becoming increasingly top of mind for banks—particularly banks undertaking a cloud transformation. Deciding what to do about tech ...
