Sulabh Agarwal unpacks the major forces driving payments innovation in 2022.
Most of the time, major moments of change only become obvious in retrospect. But the COVID-19 pandemic has been a ...
In a post-COVID world we have seen dramatic changes in the way customers pay, from the further shift towards a cashless ...
The pace of change in payments right now might seem overwhelming. The pandemic has supercharged the trend towards ...
Point-of-sale (POS) financing is one of the most interesting and dynamic areas of payments innovation today. Disruptive ...
As the way we exchange value changes, taxation faces a pivotal moment. Historically speaking, taxes have been taxing. ...
Many banks today are not seeing the returns on their investments in payments modernisation they hoped for. This is ...
Central bank digital currencies (CBDCs) would help advance the digitalisation of payments and the economy as a whole. ...
Central bank digital currency (CBDC) represents a potential digital sea change in the daily function of finance. The ...
This thought leadership piece looks at Instant Payments in the Middle East – how this innovative trend being ...
Disclaimer: ChatGPT did not write our post, but we did ask it for title suggestions and picked our favorite one. Thanks, generative AI! We’re at an inflection point. Every day, we see how artificial i...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
One year after ChatGPT’s public launch, generative AI is probably still the hottest topic in the world of business—and with good reason. Research suggests gen AI could add almost $7 trillion to global...
We’re a little over halfway through 2023, but it feels like we’ve already seen more than a year’s worth of major banking news since January. With all due respect to the impact of generative AI—which w...
How loyal are your customers? And do they feel truly rewarded for their ongoing relationship with your bank? According to recent Accenture research, banking customers view loyalty as a two-way street:...
Generative AI: what’s in it for me? Everyone, including auto and equipment finance providers, wants to know. The way I see it, it’s a technology that will have far-reaching impacts on the lending and ...
The years-long ISO 20022 journey has achieved a major milestone this year: it is now being used for cross-border payments. The new standard successfully launched globally in March 2023 with SWIFT CBPR...
PSD2 helped drive electronic payment and data-sharing volumes while enhancing security. So why is the EU proposing to enhance it with the new Payment Services Directive 3 (PSD3) and Payment Services ...
Banks and other incumbent payment players face an intriguing paradox right now. They must innovate to stay relevant, but their discretionary budgets for innovation are limited. They must find a way to...
Technical debt is a well-known issue in the software world, but it is becoming increasingly top of mind for banks—particularly banks undertaking a cloud transformation. Deciding what to do about tech ...
