Credit card receivables & purchase volume YoY growth: 1Q22 Click/tap on image to enlarge. 1 Average Receivables in ...
Key themes Receivables growth continues to gain momentum with issuers reporting single and double-digit YoY growth. ...
Credit card receivables & purchase volume YoY growth: 4Q21 Earnings call commentary Growth “Consumer activity ...
Key themes Receivables growth has started to gain momentum, though payment rates remain elevated, with most issuers ...
Credit card receivables & purchase volume YoY growth: 3Q21 Earnings call commentary Growth Credit sales come in at ...
Key themes Receivables showed positive YoY growth for the first time in five quarters. Purchase Volume growth continues ...
Credit card receivables & purchase volume YoY growth: 2Q21 Earning call commentary Growth “We’ve ramped up ...
Credit Product Penetration of Retail Sales Shopping experience refresh “We are excited to pilot a virtual store staffed ...
Key themes Purchase volume has continued to exhibit a strong rebound (up 20%+ QoQ for all issuers) and has largely ...
Key themes Purchase volume has continued to show signs of recovery and most issuers are now reporting YoY growth for ...
When Neal Stephenson coined the term “metaverse” in his 1992 science-fiction novel, Snow Crash, he could hardly have foreseen that the phrase would be everywhere by late 2021. With bigtech giants like...
The disruptions of the past two and a half years have dispelled the notion that cloud migration is a distant proposition. Instead, the cloud is the 21st century foundation for 21st century banking. Ba...
Buy now, pay later (BNPL). It’s a message that appeals to customers, and it’s a growing trend that’s shaking up the credit industry. Fintechs have been moving aggressively to offer BNPL point-of-sale ...
There’s a buzz in the payments industry following Apple’s announcement that it will enable “tap on phone” on its devices. Let’s take a closer look at this opportunity and why everyone is talking about...
ISO 20022 is probably the biggest payments change of the last 30 years—if not more. It’s also no longer news. The industry has known for years that it’s coming. In fact, some institutions began thei...
You can divide the history of money into five epochs, with each creating a new paradigm for the exchange of value. We are about to enter the next one—and it might just mean that the idea of money will...
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations t...
Our first metaverse post attracted a lot of attention and prompted the Ultimate Guide to Banking in the Metaverse. These posts discussed the first step in moving to the metaverse: educating your teams...
The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before. To maintain relevance, bank...
It’s fantastic that banks are taking the lead in the fight against climate change. Over 50 banks from across the world have pledged to reach net-zero carbon emissions by 2050. And many more are set to...
